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With the 50/30/20 budget, you are using percentages to break down your monthly income into more manageable and practical budgeting categories. ⁣ ⁣ 50% needs, 30% recreation, and 20% Savings ⁣ ⁣

It might surprise you how well Millennials are saving for retirement.

Consumers have started increasing their savings and currently plan to curb their spending for the next six months. As the economy reopens, consumers will give first indications about whether they keep recession mindset or changing their behaviors.

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Over half of Americans have less than $1,000 in savings, according to GOBankingRates. The average American household owes $15,654 in credit card debt, NerdWallet revealed in its American Household Credit Card Debt Study

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